Vision Insurance

Your Vision Benefits, Maximized

Centennial Family Eyecare is in-network with most major vision and medical insurance plans serving Las Vegas and Henderson. Our team verifies your coverage in advance so you know exactly what's covered before your visit.

Insurance Plans We Accept

We're proudly in-network with the vision and medical plans most commonly used by Las Vegas and Henderson families. If you don't see your plan listed, please call. We frequently work with plans not shown here and can verify your benefits before your visit.

Plan What it typically covers
VSP (Vision Service Plan) Annual eye exam plus a frame and lens allowance
VSP Premier Enhanced VSP benefits with expanded frame allowance and exclusive savings
EyeMed Annual eye exam plus frame, lens, and contact lens allowances
EyeMed Select Select-network plans for employer groups and individual members
Spectera UnitedHealthcare's vision arm; routine exams and material allowances
UnitedHealthcare Medical eye care including diabetic and disease-related visits
Aetna Medical eye care for covered conditions and routine exam benefits
Medicare Medical eye exams for diabetes, glaucoma, macular degeneration, and more
Humana Vision and medical plans, including Medicare Advantage benefits
TRICARE Active duty, retiree, and military family eye care benefits
TriWest Coverage for VA Community Care Network veterans referred for eye care
Teachers Health Trust Coverage tailored for Clark County School District employees and families
Union Plans Most major Las Vegas-area union health and welfare plans accepted

What Your Benefits Usually Include

Coverage varies by plan and employer, but most vision benefits include some combination of the following each benefit year. We'll confirm your specific allowances before your appointment.

Annual Eye Exam

A comprehensive exam to check your prescription, eye health, and screen for conditions like glaucoma, diabetes, and macular degeneration.

Eyeglasses

Frame and lens allowances toward your choice from our designer collection—Ray-Ban, Tom Ford, Tiffany & Co., Persol, Prada, and more.

Prescription Sunglasses

Many plans apply your frame and lens allowance toward Rx sunwear from Maui Jim, Oakley, Costa, and other premium brands.

Contact Lenses

A separate contact lens allowance covers the fitting plus a year's supply of lenses—often in lieu of the eyeglass benefit.

Medical Eye Care

Diabetic eye exams, dry eye, glaucoma, infections, and other medical conditions are billed to your medical insurance—often with a copay.

FSA & HSA Accepted

Use your Flexible Spending or Health Savings Account toward exams, glasses, contacts, and dry eye treatments at any of our locations.

Two benefits, one visit.
Some patients carry both a vision plan (for routine care) and medical insurance (for eye disease). Our billing team can coordinate both to maximize your coverage—just bring both cards to your appointment.

Insurance, Answered

What's the difference between vision insurance and medical insurance?

Vision insurance (like VSP, EyeMed, and Spectera) covers routine eye exams, glasses, and contacts. Medical insurance (like Aetna, UnitedHealthcare, Humana, and Medicare) covers eye conditions and disease—diabetic eye exams, dry eye, glaucoma, infections, and emergency visits. Many of our patients use both during the same visit when appropriate.

How do I find out what my plan covers before my visit?

Call any of our four locations with your insurance card handy. Our team will run a benefits check and walk you through your annual exam coverage, frame and lens allowance, contact lens allowance, copays, and any out-of-pocket estimate before you arrive.

Can I use my vision benefits and HSA/FSA together?

Yes. We accept FSA, HSA, and HRA cards alongside your vision benefits. Your HSA or FSA can be used for any remaining balance, lens upgrades (like blue-light filtering or transitions), prescription sunglasses, contact lenses, and dry eye treatments not covered by insurance.

Do you accept out-of-network plans?

Yes. If we're not in-network with your specific plan, we'll provide a detailed receipt (a "superbill") that you can submit to your insurance for out-of-network reimbursement. Many of our patients are surprised at how much their plan still covers.

What should I bring to my appointment?

Your vision insurance card, your medical insurance card (if different), a photo ID, your current glasses or contact lens prescription if available, and any FSA/HSA cards you plan to use. New patients can also complete registration online in advance to save time.

Does Medicare cover routine eye exams?

Original Medicare doesn't cover routine vision exams or eyewear, but it does cover medical eye exams for conditions like diabetes, glaucoma, macular degeneration, and post-cataract surgery follow-up. Many Medicare Advantage plans (often through Humana or UnitedHealthcare) add a routine vision benefit on top—we'll verify yours before your visit.

I'm a veteran. Can I be seen here?

Yes. We're in-network with TriWest, the VA Community Care Network, which allows eligible veterans referred by the VA to receive eye care at our offices. We also accept TRICARE for active-duty service members, retirees, and their families.

Our Locations

Call any of our four locations to verify your benefits before your visit:

  • North Durango — 7090 N. Durango, Ste #110, Las Vegas, NV 89149 — (702) 941-7800

  • Skye Canyon — 9650 W. Skye Canyon Park Dr, Ste #140, Las Vegas, NV 89166 — (702) 803-2020

  • Henderson — 4401 E. Sunset Rd, Ste 4, Henderson, NV 89014 — (702) 299-6200

  • Southwest — 6225 S. Durango, Ste #103, Las Vegas, NV 89113 — (725) 735-8030
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Book online: centennialfamilyeyecare.com

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